CFO-level insight for UK small and medium businesses — cashflow forecasting, financial reports, proactive alerts, and a weekly summary that tells you exactly where you stand.
Free for 14 days · No card required · UK businesses only
What is CFO Pal?
Most financial tools wait for you to log in. CFO Pal doesn't. Every Monday, you get a plain-English summary of where your business stands. And the moment something needs your attention — a cash warning, a revenue dip, a margin drop — you're alerted instantly via email, SMS, or WhatsApp.
What's included
The financial clarity, reporting, and foresight you'd expect from a CFO — powered by your live data.
Auto-generated P&L, cashflow statements, and balance sheet summaries every month. Download as PDF — all in plain English, no jargon.
See your projected cash position 8, 12, and 16 weeks ahead. Periods where you're forecast to go negative are flagged clearly.
Set monthly budgets per category and watch in real time as your actual spend comes in. Green, amber, and red indicators.
The moment something needs your attention, your CFO messages you via email or WhatsApp. No logging in required.
Chat with your AI CFO anytime. Ask about your margins, test scenarios, get budget advice — all powered by your live financial data.
Generate a board-ready management accounts report in seconds. Executive summary, risk register, balance sheet, and recommendations.
Your data is safe
We handle your numbers with the same care you would. Here's exactly how we protect your data.
CFO Pal connects to your accounting software via official OAuth. We can read your data to generate insights — we can never modify, delete, or move your money.
All data is stored in Supabase’s London data centre. Your financial information never leaves the EU. Fully GDPR compliant.
All data is encrypted in transit (TLS 1.3) and at rest (AES-256). Your accounting tokens are encrypted separately and never exposed.
Xero, QuickBooks, and Sage connections use OAuth — you authorise directly with them. We never ask for or store your login credentials.
Every account is fully isolated with row-level security. No employee, no other client, and no AI model can access your financial data.
Revoke access to your accounting software with one click. Request full data deletion at any time — we’ll remove everything within 30 days.
Registered with the ICO as a data controller · GDPR compliant · Xero Certified App Partner
How it works
Connect your Xero, QuickBooks, or Sage account in two clicks. Or upload a bank statement — whatever works for you.
Tell us your minimum cash threshold, monthly budgets, and which channels you want alerts on.
Every Monday morning you get a plain-English financial summary. Urgent alerts come instantly.
With CFO-level insight working in the background, you spend less time worrying about the numbers and more time growing.
Pricing
A part-time bookkeeper costs £300–800/month. A fractional FD costs £1,500+. CFO Pal gives you CFO-level insight for a fraction of the cost.
Full Access
Everything included. Cancel anytime.
14-day free trial at launch. No credit card required.