Financial clarity for professional services
Professional services firms are people businesses. Your biggest cost is your team, your biggest risk is underutilisation, and your biggest frustration is clients who pay late. CFO Pal gives you the financial clarity to price correctly, staff efficiently, and never be surprised by a cashflow gap.
The problem
Revenue per head looks good but after salaries, office costs, and software the margin is tighter than expected.
A few large clients represent most of your revenue and one delayed payment creates a crisis.
You grow the team ahead of confirmed work and hope the pipeline fills the gap.
You know your annual numbers but have no visibility on month-to-month performance.
What changes with CFO Pal
Gross margin is recomputed on every sync, so the gap between revenue per head and what is left after salaries, office and software is a monthly figure rather than an annual one.
Client concentration states the share of invoiced sales your largest clients hold, and payment drift names the client who has started paying slower, or stopped altogether.
You can model a hire against your own figures before you make it, and see what it does to cash over the months ahead.
A written brief every Monday states cash, what you are owed and what changed, so month-to-month performance is something you watch rather than reconstruct at year end.
“Who owes me money?” Ask it between meetings: CFO Pal answers on WhatsApp at any hour, from your own ledger, with nothing to install.
£199/month + VAT. Everything included.
Connects to Xero, QuickBooks, and Sage. 14-day free trial. No card required.
See full pricing details →Stop guessing. Start knowing.
Join UK businesses that know exactly where they stand financially. Every Monday morning.
Connects to Xero, QuickBooks & Sage · UK data residency · No card required