Financial clarity for construction businesses
Construction cashflow is uniquely difficult. Large upfront costs, stage payments that arrive late, retention held for months, and multiple projects running simultaneously. CFO Pal gives you real-time visibility across every job so you always know where the money is.
The problem
You are profitable on paper but permanently short of cash because retention is held for 6 to 12 months.
Stage payment applications take weeks to process and you are funding materials and labour in the meantime.
You run multiple projects simultaneously but cannot see which ones are actually making money.
Subcontractor invoices arrive in batches and create cash spikes you did not anticipate.
What changes with CFO Pal
Cashflow forecasting models stage payments, retention releases, and supplier payment cycles.
Weekly financial summaries show total cash position across all active projects.
Budget tracking per category reveals which cost lines are running over before the job finishes.
Proactive alerts warn you when cash is projected to drop below your safety threshold.
£199/month + VAT. Everything included.
Connects to Xero, QuickBooks, and Sage. 14-day free trial. No card required.
See full pricing details →Stop guessing. Start knowing.
Join UK businesses that know exactly where they stand financially. Every Monday morning.
Connects to Xero, QuickBooks & Sage · UK data residency · No card required