Financial clarity for agencies
Agencies sell time. The gap between what you charge clients and what it costs to deliver the work is your entire margin. But between scope creep, late payments, and overhead that grows faster than revenue, profitability is harder to maintain than it looks. CFO Pal gives you the numbers.
The problem
Projects that felt profitable turn out to have been delivered at a loss once all hours are counted.
Clients pay on 30 or 60 day terms but your team expects to be paid monthly.
You hired ahead of revenue and now overhead is eating your margin.
You rely on a few large clients and one late payment creates a cashflow crisis.
What changes with CFO Pal
Gross margin tracking shows whether your pricing covers your delivery costs.
Debtor monitoring flags overdue invoices and shows total outstanding by client.
Budget vs actuals tracks overhead spending against targets in real time.
Cashflow forecasting shows when gaps will appear so you can act before they hit.
£199/month + VAT. Everything included.
Connects to Xero, QuickBooks, and Sage. 14-day free trial. No card required.
See full pricing details →Stop guessing. Start knowing.
Join UK businesses that know exactly where they stand financially. Every Monday morning.
Connects to Xero, QuickBooks & Sage · UK data residency · No card required