Financial clarity for hospitality businesses
Restaurants, pubs, hotels, and cafes operate on thin margins with high fixed costs. A slow week, a supplier price increase, or a handful of late-paying corporate clients can tip the balance. CFO Pal gives you the financial visibility to see problems before they arrive.
The problem
Food costs fluctuate weekly but you only find out the margin impact at month end.
Cashflow is lumpy. Weekends are strong, midweek is quiet, but rent and wages are constant.
Corporate accounts pay on 30 or 60 day terms while you pay suppliers on delivery.
You know the business feels busy but you are not sure whether it is actually profitable.
What changes with CFO Pal
Margin tracking shows how food and beverage margins are moving, updated every time your data syncs.
A 13-week cashflow forecast highlights quiet periods before they create a cash gap.
Debtor tracking flags overdue corporate invoices and shows the total amount outstanding.
Budget vs actuals tracking catches overspending the week it happens, not at year end.
“Can I afford this hire?” Ask it after service rather than at a desk: CFO Pal answers on WhatsApp at any hour, from your own ledger, with nothing to install.
£199/month + VAT. Everything included.
Connects to Xero, QuickBooks, and Sage. 14-day free trial. No card required.
See full pricing details →Stop guessing. Start knowing.
Join UK businesses that know exactly where they stand financially. Every Monday morning.
Connects to Xero, QuickBooks & Sage · UK data residency · No card required