Pricing

One price. Everything included.

A part-time bookkeeper costs £300£800/month. A fractional FD costs £1,500+. CFO Pal delivers more clarity for less.

Full Access

£49/month

14-day free trial included. Cancel anytime.

AI weekly financial summary every Monday
Real-time urgent alerts via email
P&L, cashflow & balance sheet reports
8/12/16 week cashflow forecasting (3 scenarios)
Budget vs actuals tracking with drill-down
Ask Your CFO chat (unlimited questions)
12-section AI Management Accounts generator
Revenue analysis & concentration risk
Advanced KPI dashboard with sparklines
Xero, QuickBooks & Sage integration with twice-daily sync
PDF export on all reports
14-day free trial, no card required
Start 14-Day Free Trial

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Frequently Asked Questions

Do I need a card to start the free trial?

No. You get full access for 14 days without entering any payment details. We’ll remind you before the trial ends.

Can I cancel anytime?

Yes. Cancel from your account settings at any time. No cancellation fees, no questions asked. Your data is retained for 30 days after cancellation.

What accounting software do you support?

We integrate with Xero, QuickBooks Online, and Sage Accounting. Connect in two clicks and your data syncs automatically twice a day. You can also enter data manually or upload CSV/Excel files.

Is my financial data secure?

Yes. All data is stored in Supabase’s EU (London) data centre, fully GDPR compliant. We use row-level security so no user can ever see another user’s data. All integration tokens are encrypted at rest.

Who is CFO Pal for?

UK sole traders and small businesses with 0–10 employees who want CFO-level financial clarity without the CFO-level cost. Works with Xero, QuickBooks, and Sage.

What makes this different from my accounting software’s reports?

Xero, QuickBooks, and Sage record what happened. CFO Pal tells you what it means. We add AI interpretation, proactive alerts, cashflow forecasting with scenarios, risk registers, and a management accounts generator — none of which exist in standard accounting software.