Features
Everything a CFO would give you
CFO Pal delivers 80% of what a full-time CFO provides — proactive AI insights, cashflow forecasting, financial reports, and real-time alerts — at £49/month.
Start 14-Day Free TrialNo card required. Cancel anytime.
Financial Reports
Auto-generated P&L, cashflow statements, and balance sheet summaries every month. Written in plain English with month-on-month and year-on-year comparisons. Download as PDF anytime.
Cashflow Forecasting
See your projected cash position 8, 12, and 16 weeks ahead with three scenarios: base, optimistic, and pessimistic. Periods where you’re forecast to go negative are flagged so you can act early.
Budget vs Actuals
Set monthly budgets per category and watch in real time as actual spending comes in. Green, amber, and red indicators show you instantly where you stand against your targets.
Proactive AI Alerts
The moment something needs your attention — cash running low, budget overrun, overdue invoices, spending spikes — your AI CFO messages you via email. No logging in required.
Ask Your CFO
Chat with your AI CFO anytime. Ask about your margins, test scenarios, get budget advice — all powered by your live financial data. It’s like having a CFO on speed dial.
Management Accounts
Generate a 12-section board-ready management accounts report in seconds. Executive summary, risk register, balance sheet, creditor analysis, recommendations — all AI-written from your real financial data.
Xero, QuickBooks & Sage
Connect your accounting software in two clicks. CFO Pal syncs your financial data twice daily automatically. Supports Xero, QuickBooks Online, and Sage Accounting. No manual entry, no spreadsheets, no hassle.
Revenue Analysis
Track revenue concentration risk, identify your top income sources, and spot trends before they become problems. Includes revenue growth charts with year-on-year comparisons.
Why not just use accounting software?
Xero, QuickBooks, and Sage are brilliant at recording transactions. But they don’t tell you what those transactions mean for your business. CFO Pal is a CFO intelligence layer — it sits on top of your accounting data and delivers the strategic insights, forecasts, and alerts that your accountant would charge £1,500/month for.
Accounting Software
Records what happened
Traditional CFO
£1,500–£3,000/month
CFO Pal
£49/month — same insights
Ready to see your numbers clearly?
14-day free trial. No card required. Connect your Xero, QuickBooks, or Sage in 2 clicks.
Get Started Free