Never miss an overdue invoice again

The average UK SME is owed thousands in overdue invoices at any given time. CFO Pal monitors your debtor book automatically and alerts you the day an invoice passes its due date. No checking, no chasing spreadsheets.

From:CFO Pal <pulse@cfopal.co.uk>
Subject:Weekly Pulse: Cash £31,800 | AR £12,890 | AP £4,200
Monday 10 Apr 2026, 8:04am
CFO PalWeekly Pulse · Monday 10 Apr 2026

Hi Sarah, here's where things stand this week.

Cash Position

£31,800

+£2,400vs last month

Revenue

£17,400

Expenses

£14,200

Invoices · Owed to you

£8,400

Overdue · 3

£4,490

Outstanding · 2

£12,890

Total receivable

Bills · You owe

£1,200

Overdue · 1

£3,000

Due to pay · 4

£4,200

Total payable

Your CFO's take

Cash is healthy at £31,800, which is around 8 weeks of cover at your current run rate. Riverside Events owes you £4,200, now 29 days overdue. Chasing that today would meaningfully improve your position. Marketing spend jumped 47% this month; worth reviewing whether the ROI justifies continuing at this level.

View full dashboard →

CFO Pal · cfopal.co.uk · hello@cfopal.co.uk

Debtor Book

Outstanding Invoices

£12,890

£8,400 overdue

ClientAmountDue DateDays OverStatus
Riverside Events Ltd£4,20012 Mar29 daysOverdue
Thompson & Co£2,80018 Mar23 daysOverdue
Greenfield Consulting£1,40025 Mar16 daysOverdue
Apex Digital£3,6005 Apr5 daysDue soon
Northern Supplies£89014 AprNot dueCurrent

⚠️ 3 invoices totalling £8,400 are overdue. Longest outstanding: Riverside Events Ltd (29 days). Recommend chasing today.

Automatic overdue detection

CFO Pal watches every invoice in your accounting system. The moment one passes its due date, it flags in your dashboard and can trigger an alert.

Debtor book summary

See your total outstanding invoices, who owes what, and how long each has been overdue. Updated automatically from your Xero, QuickBooks, or Sage data.

Weekly debtor report

Every Monday morning your weekly summary includes a list of all overdue invoices and their total value. Nothing slips through.

Multi-channel alerts

Get notified by email, SMS, or WhatsApp. Choose which channels work for you during onboarding.

The problem with spreadsheets

Most small businesses find out about overdue invoices when they run out of cash, not when the invoice actually goes overdue. By then you are chasing from a position of weakness.

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