Never miss an overdue invoice again

An invoice slips past its due date quietly, and nobody notices until somebody counts. CFO Pal monitors your debtor book automatically and alerts you the day an invoice passes its due date. No checking, no chasing spreadsheets.

Anderson & Co£4,300 outstanding31 days overdueFlagged the day it happened, not at month end
From:CFO Pal <pulse@cfopal.co.uk>
Subject:Weekly Pulse: Cash £96,000 | AR £41,000 | AP £12,300
Monday 19 Oct 2026, 8:00am
CFO PalWeekly Pulse · Monday 19 Oct 2026

Hi Sarah, here's where things stand this week.

Cash Position

£96,000

+£7,200vs last month

Revenue

£118,000

Expenses

£99,000

Invoices · Owed to you

£24,000

Overdue · 3

£17,000

Outstanding · 2

£41,000

Total receivable

Bills · You owe

£3,400

Overdue · 1

£8,900

Due to pay · 4

£12,300

Total payable

Your CFO's take

Cash is healthy at £96,000, up £7,200 on last month. Revenue of £118,000 against £99,000 of costs made £19,000 of profit, though not all of it has reached the bank yet. Anderson & Co owes you £18,000, now 34 days overdue; chasing that today moves the most money.

View full dashboard →

CFO Pal · cfopal.co.uk · hello@cfopal.co.uk

Debtor Book

Outstanding Invoices

as at 10 Apr

£12,890

£8,400 overdue

ClientAmountDue DateDays OverStatus
Riverside Events Ltd£4,20012 Mar29 daysOverdue
Thompson & Co£2,80018 Mar23 daysOverdue
Greenfield Consulting£1,40025 Mar16 daysOverdue
Apex Digital£3,60012 AprNot dueDue soon
Northern Supplies£89024 AprNot dueCurrent

⚠️ 3 invoices totalling £8,400 are overdue. Longest outstanding: Riverside Events Ltd (29 days). Recommend chasing today.

Automatic overdue detection

CFO Pal watches every invoice in your accounting system. The moment one passes its due date, it flags in your dashboard and can trigger an alert.

Debtor book summary

See your total outstanding invoices, who owes what, and how long each has been overdue. Updated automatically from your Xero, QuickBooks, or Sage data.

Weekly debtor report

Every Monday morning your weekly summary includes a list of all overdue invoices and their total value. Nothing slips through.

Multi-channel alerts

Get notified by email, SMS, or WhatsApp. Choose which channels work for you during onboarding.

The problem with spreadsheets

Most small businesses find out about overdue invoices when they run out of cash, not when the invoice actually goes overdue. By then you are chasing from a position of weakness.

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