Financial clarity for UK sole traders

As a sole trader, you are the business. You sell, deliver, invoice, chase payments, file returns, and somehow try to keep track of whether the money is actually working. CFO Pal gives you the financial clarity to make better decisions without becoming an accountant.

The problem

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You check your bank balance and assume that is your financial position. It is not.

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You find out about cashflow problems when the direct debits bounce, not six weeks early.

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You have no idea whether you are actually profitable until your accountant tells you at year end.

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Tax bills arrive as a surprise because nobody warned you to set money aside.

What changes with CFO Pal

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Every Monday, a summary tells you exactly where you stand: revenue, profit, cash, and what to do about overdue invoices.

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A 12-week forecast shows when cash will get tight. Before it does.

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Budget tracking catches overspending the week it happens. Not at year end.

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Clear numbers make it easy to set aside the right amount for tax.

\u00a349/month. Everything included.

Connects to Xero, QuickBooks, and Sage. 14-day free trial. No card required.

See full pricing details \u2192

Stop guessing. Start knowing.

Join UK businesses that know exactly where they stand financially. Every Monday morning.

Connects to Xero, QuickBooks & Sage · UK data residency · No card required